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In most cases, the FCA deadline of 29 August 2019 means standard PPI claims are now closed. However, you may still be able to claim if: your lender has made an administrative error, you were not informed about the deadline, or your claim falls under Section 75 of the Consumer Credit Act. Certain financial products mis-sold alongside PPI (such as packaged bank accounts) may also still be claimable. Check your eligibility here →

There's no universal minimum credit score for a mortgage in the UK, as each lender has their own criteria. For the best rates, you typically need a score of 700+ (Experian), 670+ (Equifax) or 604+ (TransUnion). However, specialist lenders can approve mortgages with lower scores, particularly for bad credit mortgages. The bigger factor is often your deposit size and income. See bad credit mortgage options →

After debt consolidation, you may initially see a small dip in your credit score due to the hard search when applying. However, most people see improvement within 3-6 months as your credit utilisation drops and you make consistent repayments. After 12 months of on-time payments, the positive impact becomes significant. Read our full guide →

The full new State Pension for 2025/26 is £221.20 per week (£11,502 per year), following the April 2025 triple lock increase of 4.1%. To receive the full amount, you need 35 qualifying years of National Insurance contributions. You can check your State Pension forecast on the Government website or use our State Pension calculator.

For most single people with no dependants or significant debts, standard life insurance offers limited personal benefit — its primary purpose is to support people who rely on your income. However, it may be worth considering if you have a mortgage you'd want paid off, ageing parents who depend on you financially, or if you want to lock in low premiums while you're young and healthy. Critical illness cover or income protection are often more immediately useful for singles. Explore insurance options →

You can check your credit score for free through several services: Experian (free monthly via the app), Equifax (free via ClearScore), and TransUnion (free via Credit Karma). You're also entitled to a free statutory credit report from each agency once per month. None of these checks affect your credit score — they use a "soft search". See all free credit check options →