UK Benefits Guide 2025 — What Are You Entitled To?

Millions of UK households miss out on benefits they're entitled to. Use our free benefits calculator and guide to check what you could claim.

✓ Updated June 2025·✓ FCA regulated partners

⚡ Quick Answer

An estimated £19 billion of benefits go unclaimed each year in the UK. Universal Credit standard allowance is £368.74/month (single under 25: £292.11). Child Benefit is £25.60/week for the first child. Use our free benefits calculator to check your entitlement.

Main UK Benefits 2025/26

BenefitAmount (2025/26)Who Can ClaimApply At
Universal Credit£368.74–£617.60/moWorking-age, low incomeGOV.UK ↗
Child Benefit£25.60/wk (1st child)Anyone with children under 16GOV.UK ↗
State Pension£221.20/wkState Pension age, 35 NI yearsGOV.UK ↗
Council Tax ReductionUp to 100% offLow income householdsYour local council
Pension CreditUp to £218.15/wkState Pension age, low incomeGOV.UK ↗
Personal Independence Payment£28.70–£184.30/wkDisability/health conditionGOV.UK ↗
💡

Free Benefits Checks

Use entitledto.co.uk ↗ or Turn2us ↗ for a comprehensive free benefits check. Citizens Advice ↗ can also help you apply.

Frequently Asked Questions

Apply online at GOV.UK ↗. You'll need: National Insurance number, bank details, housing costs, income details and identity documents. Your first payment comes about 5 weeks after claiming. If you need help, Citizens Advice ↗ offers free application support.
Yes. Many benefits are available to working people — Universal Credit tops up low wages, Child Benefit has no income test below £60,000, and Working Tax Credit (being replaced by UC) supports low-income workers. Don't assume you earn too much to claim without checking.
Key takeaways
  • Refused? Mandatory Reconsideration then tribunal — most heard appeals succeed
  • Non-means-tested benefits (PIP, Attendance Allowance) ignore savings entirely
  • One award often unlocks others — passported entitlements stack
  • Run a 10-minute entitlement check (entitledto / Turn2us) even if you assume you won't qualify

Beyond the Basics

Passported entitlements multiply the value of a claim: Pension Credit opens a chain of extras worth more than the credit itself; PIP is not means-tested and can add premiums to other benefits. Always re-run a full entitlement check after any award.

Mandatory Reconsideration is a filter, not a verdict. Tribunals side with claimants in most disability-benefit appeals — largely because tribunals actually meet the claimant. Free representation from Citizens Advice measurably raises success rates.

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