⚡ Quick Answer
Stamp duty (SDLT in England) is 0% on the first £250,000 for standard buyers. First-time buyers pay 0% on the first £425,000 (property up to £625k). Additional properties pay a 3% surcharge. Scotland uses LBTT and Wales uses LTT with different thresholds.
Stamp Duty Calculator 2025
England & Northern Ireland SDLT Rates 2025/26
| Property Value | Standard Rate | First-Time Buyer | Additional Property |
|---|---|---|---|
| Up to £250,000 | 0% | 0% | 3% |
| £250,001–£925,000 | 5% | 5% (above £425k for FTB) | 8% |
| £925,001–£1.5m | 10% | 10% | 13% |
| Over £1.5m | 12% | 12% | 15% |
Source: HMRC SDLT residential rates ↗
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